About The Job

As a Head of 3-Wheeler vertical for East & West regions, you will be responsible to manage the entire financing operations of the 3 wheelers at East & West regions; manage the team of regional officers & loan officers working in the region and ensure smooth operations to obtain business goals and targets.

Responsibilities

Develop and implement strategies to achieve regional finance sales and recovery targets.
Lead initiatives to increase market share and strengthen the company's competitive position.
Identify customer needs and market trends to develop competitive financing products.
Monitor portfolio performance, delinquency trends, asset quality, and profitability metrics.
Implement corrective measures to address portfolio risks and underperforming segments.
Coordinate with collections teams to improve recovery rates and reduce non-performing assets.
Regularly review portfolio health and recommend strategic interventions.
Build strong relationships with dealers and channel partners.
Lead and motivate sales teams to maximize productivity and market penetration.
Ensure efficient processing of loan applications and disbursements
Ensure adherence to credit risk frameworks and lending guidelines.
Conduct regular dealer performance reviews and suggest corrective actions.
Promote digitalization and process automation initiatives across the 3-wheeler vertical.
Provide management with regular financial and business performance reports.
Maintain high standards of corporate governance and ethical business practices.
Lead, mentor, and develop high-performing teams.
Foster a culture of teamwork, integrity, customer focus, and continuous improvement.

Knowledge, Skills & Abilities

Master's Degree in Business Administration (MBA), Finance, Management, Banking, or a related field.
Minimum 5 years of relevant experience in financial services, hire purchase, vehicle financing, microfinance, banking, or lending institutions.
Demonstrated success in business development, portfolio management, and collections oversight.
Strong analytical, negotiation & decision-making skills.
Excellent communication & presentation skills.
Team leadership and coaching skills.
Ability to perform under pressure and meet ambitious targets.

Skills: management,teams,customer,skills,finance