Experience: 18+ years

Location: Mumbai, Bangalore, Pune, Chennai, Hyderabad

Notice Period: immediate to 45 Days

We are looking for applicant for CTO position in Hyd/Chn/Blg/Pune/Mumbai location, please go through below JD and if you are interested, please share your update resume along with your details in below format.

Role Overview

The Chief Technology Officer (CTO) – BFSI is responsible for defining, governing, and executing the technology vision for banking, financial services, and insurance platforms. The role ensures secure, scalable, compliant, and high‑performance technology ecosystems across core banking, payments, digital channels, data platforms, and regulatory systems, while driving innovation and digital transformation.

Key Responsibilities

Technology Strategy & BFSI Transformation

Define and execute the BFSI technology strategy aligned to business, regulatory, and market needs.
Drive digital banking, payments modernization, core system transformation, and cloud adoption.
Lead transformation across retail banking, corporate banking, lending, cards, payments, capital markets, and insurance.
Act as a trusted technology advisor for executive leadership and key client stakeholders.

Qualifications & Experience

Bachelor’s / Master’s degree in Engineering, Technology, or Computer Science
18–25+ years of progressive experience in BFSI technology leadership
Prior experience as CTO / Chief Architect / VP Technology / Head of Engineering – BFSI
Experience in IT services, product companies, or bank captive units is highly desirable

Core Banking & BFSI Platforms

Provide strategic oversight of core banking systems (Temenos, Finacle, Equation, Avaloq, Flexcube, etc.).
Govern payments platforms (SWIFT, SEPA, RTGS, NEFT, UPI, ISO 20022, cards, wallets).
Drive modernization of legacy mainframe / monolithic systems to cloud‑native platforms.
Ensure high availability, scalability, and resilience of mission‑critical BFSI platforms.

Architecture, Engineering & DevOps

Own enterprise and solution architecture for microservices, APIs, event-driven systems, and cloud-native platforms.
Establish engineering standards across DevSecOps, CI/CD, SRE, containerization, and automation.
Ensure architectural consistency across products, channels, and integration layers.

Security, Risk & Regulatory Compliance

Own enterprise cybersecurity strategy aligned to BFSI regulations and risk frameworks.
Ensure compliance with RBI / SEBI / IRDAI, PCI‑DSS, SOC2, ISO 27001, GDPR, data residency laws.
Partner with Risk, Compliance, and Audit teams to proactively manage technology risk.
Drive secure-by-design and compliance-by-design engineering practices.

Data, Analytics & AI

Govern data platforms supporting risk, fraud, AML, credit scoring, customer analytics, and reporting.
Drive adoption of AI/ML and Generative AI for risk, operations, personalization, and efficiency.
Ensure regulatory‑grade data governance, lineage, quality, and reporting.

Delivery & Operations Excellence

Oversee large‑scale program delivery, modernization initiatives, and production operations.
Define KPIs for availability, latency, defect leakage, security posture, and cost optimization.
Ensure strong incident, problem, and change management practices for BFSI systems.

People, Leadership & Ecosystem

Build and lead large global teams across engineering, architecture, platforms, and operations.
Drive talent strategy including skills transformation, hiring, upskilling, and leadership development.
Lead partnerships with hyperscalers, fintechs, product vendors, and system integrators.
Represent the organization with regulators, clients, partners, and industry forums.

Key Skills & Competencies

BFSI Domain Expertise

Deep understanding of banking products, payments, lending, insurance, and regulatory frameworks
Experience handling high‑volume, low‑latency, zero‑downtime BFSI systems
Strong exposure to digital banking, open banking, API monetization, and embedded finance

Technical Leadership

Cloud platforms (AWS / Azure / GCP) in regulated BFSI environments
Microservices, APIs, event streaming, DevSecOps, containers
Cybersecurity, IAM, encryption, fraud/risk systems

Executive & Business Leadership

Strong CXO‑level communication and stakeholder management
Financial acumen for large technology budgets and ROI‑driven investments
Client‑facing leadership experience in BFSI transformations

Key Success Metrics

Stability and resilience of core banking & payment systems
Regulatory compliance and cybersecurity posture
Transformation velocity and modernization outcomes
Client satisfaction and business enablement
Engineering productivity and talent retention